Best Alec Kelso Podcasts (2025)

1
Roth Conversions: You May WANT To Pay Taxes 18:39

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3h ago18:39

18:39

Pay taxes now or later? It's one of the biggest decisions in retirement planning and the Roth conversion strategy sits at the center of it. We break down how Roth conversions work, why timing is critical, and how they can transform your retirement strategy. They explain how to move pre-tax dollars into a Roth account, what the short-term tax hit re…

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Government Shutdowns, Paycheck Panic, & the Power of Planning (11/1/2025) 1:22:57

3d ago1:22:57

1:22:57

Brian Wiley takes on one of the most frustrating issues facing Americans today — the ongoing government shutdown — and what it reveals about our collective financial vulnerability. With nearly two-thirds of Americans living paycheck to paycheck, Brian explores how even a short-term disruption in income can send households into crisis mode. Through …

1
Alternative Investments: What They Are, Who Qualifies, & When They Matter 9:41

7d ago9:41

9:41

Alternative investments have become a buzzword—but are they really the secret weapon of the ultra-wealthy, or just another tool in a diversified portfolio? In this podcast, Jeremiah and Nic unpack what "alternatives" actually mean—from private equity and private credit to other non-public market opportunities. They explain who qualifies as an accre…

1
Open Enrollment Shock: How 2026 Could Upend Health Insurance Costs 30:35

9d ago30:35

30:35

Jeremiah Bates and Alex Lundgren team up with Steve Marsh from Medical Plans of Idaho to unpack a huge issue looming over millions of Americans — the potential expiration of enhanced premium tax credits under the American Rescue Act. With these provisions set to sunset after 2025, many could see premiums spike by 75–80% going into 2026! They explai…

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Speculation, Strategy, and Self-Control: Today's "Bubble" Market & Investor Behavior (10/25/2025) 1:22:51

14d ago1:22:51

1:22:51

Brian and Jeremiah pull back the curtain on what's really driving the markets—and investors themselves. From the emotional highs of stock speculation to the discipline required for sound planning, they explore why behavior often matters more than economic headlines. The guys unpack how market optimism and consumer frustration can coexist, what it m…

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Dr. David Kelly of JP Morgan | Full Interview 52:59

14d ago52:59

52:59

The economy might feel uncertain, but according to JPMorgan's Chief Global Strategist Dr. David Kelly, there's more stability and opportunity than the headlines suggest. In this exclusive, uncut interview with The Real Money Pros, Dr. David Kelly joins Brian Wiley and Jeremiah Bates to unpack the big picture: from AI's real economic impact to the s…

1
Beef, Budgets, & Behavioral Finance: What Argentina and Furloughs Teach Us About Money 32:19

16d ago32:19

32:19

Brian dives into an unexpected connection between global trade, the cattle industry, and personal finance. With news of the U.S. considering deals to import Argentinian beef, Brian explores how capitalism, protectionism, and politics shape the prices we pay at the grocery store, and ultimately what that means for American ranchers and consumers ali…

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Dr. David Kelly of JP Morgan: Markets, AI, and the Future of Opportunity (10/18/2025) 1:22:56

17d ago1:22:56

1:22:56

In this very special episode, we have a powerful conversation with Dr. David Kelly, Chief Global Strategist at JP Morgan Asset Management, to unpack some of the biggest forces shaping today's markets. From artificial intelligence and robotics to interest rates, government debt, and investor behavior, Dr. Kelly explains where he sees opportunity—and…

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When the Music Stops: Why Investors Need a Reality Check 29:07

23d ago29:07

29:07

This week on The Money Hour, Brian Wiley uses a clever metaphor — musical chairs — to describe today's high-anxiety markets. With stocks soaring and Micron hitting near-record highs, investors are sliding around nervously, waiting for the music to stop. Brian digs into how emotions like greed and fear can dictate our financial behavior, from cashin…

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The Cost of Fear: Why Investors Keep Missing Market Opportunities (10/11/2025) 1:22:35

24d ago1:22:35

1:22:35

This week, Brian and Jeremiah unpack one of the biggest forces shaping today's markets—fear. They talk about how investor emotions can cloud judgment, why so many people are sitting in cash despite record market highs, and what "waiting for the right time" actually costs over years or even decades. They also dig into the Fed's latest comments, inte…

1
Beef Prices, Grocery Inflation, & How Your Choices Shape the Market 30:53

1M ago30:53

30:53

This week, Brian Wiley breaks down the skyrocketing cost of beef and grocery inflation—and what it means for your wallet. From $6+ per pound for ground beef to $9 steaks, Brian talks practical tips for saving money, like grinding your own meat or shopping store specials. He also dives into the bigger picture: how supply shortages, post-COVID herd r…

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Building Wealth Without the Gaps: 401ks, Real Estate, & Risk (9/27/2025) 1:21:53

1M ago1:21:53

1:21:53

On this episode, we draw surprising parallels between woodworking mishaps and managing your 401(k)—showing how even tiny mistakes can turn into big problems over time. We dive into the hidden impact of investment fees, the importance of planning for risk versus reward, and how small tweaks in fund selection can make a massive difference for your re…

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Politicians Can't Fix Your Finances (9/20/2025) 1:21:50

2M ago1:21:50

1:21:50

Over the weekend, Jeremiah and Brian go into the realities of America's rising debt and why politics alone won't fix the problem. The hosts challenge common assumptions about government spending, inflation, and taxation—breaking down how these big-picture issues actually trickle down to everyday households. Instead of waiting on Washington, they fo…

1
457 Plans: Hidden Benefits, Early Retirement Strategies, & Crucial Pitfalls 6:49

2M ago6:49

6:49

457 plans may look like 401(k)s, but they come with powerful benefits—and costly pitfalls if misunderstood. Jeremiah Bates and Alex Lundgren explain how to maximize contributions, avoid penalties, and use 457s to unlock early retirement strategies. Plus, not all 457s are built the same... Work for a non-profit? These are the things you MUST know. L…

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Should You Pay Off Debt First, Invest In The Market, Or Buy Gold? (9/13/2025) 1:21:37

2M ago1:21:37

1:21:37

This week, Brian and Jeremiah tackle some of the toughest money choices listeners face. Should you use an inheritance to pay off a low-interest mortgage or invest for growth? Is gold really the "safe haven" people believe it to be or just another speculative bet? And how do you plan ahead for long-term care costs without draining your family's savi…

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Inherited IRAs: A Beneficiary's Need-to-Knows 10:27

2M ago10:27

10:27

The largest wealth transfer in history is happening right now, as baby boomers pass on trillions of dollars in retirement assets. But if you inherit an IRA, the rules aren't as simple as many think, with recent legislation making them even more complex. The team explains the new landscape of inherited IRAs under the Secure Act 1.0 and 2.0. They cov…

1
How Tariffs, Shopping, and Investing Are Changing Fast 31:06

2M ago31:06

31:06

This week on Newstalk KBOI, Brian takes a step back to look at how the way we shop, spend, and invest has completely transformed—from Sears catalogs to Amazon's overnight delivery. But convenience comes with new challenges: tariffs on small packages, global supply chain shifts, and questions about whether "buying American" is realistic in today's e…

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Chasing Gold, Chasing Wealth: What History Teaches Us About Risk (9/6/2025) 1:21:50

2M ago1:21:50

1:21:50

This week, Brian and Jeremiah draw a line straight from the California Gold Rush to today's Wall Street. Why? Because the way people chase wealth really hasn't changed. From miners risking it all for a nugget of gold to investors jumping on the latest market trend, the patterns of greed, fear, and opportunity repeat over and over. The guys break do…

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SEP IRAs Explained: A Smart Retirement Tool for the Self-Employed 7:55

2M ago7:55

7:55

If you're self-employed or running a small business, saving for retirement doesn't have to be complicated. One of the most powerful but often overlooked tools available is the SEP IRA—a plan designed to help business owners put away significantly more than a traditional IRA, while also providing tax benefits. Jeremiah and Nic walk through the ins a…

1
Don't Get Left Behind: Preparing For The AI Investment Boom (8/30/2025) 41:42

2M ago41:42

41:42

Artificial intelligence is moving faster than most people realize, and it's about to change everything from jobs to investing. Over Labor Day weekend, Brian Wiley and Jeremiah Bates open up the topic of the AI revolution and ask the big question: is this the next great wealth-building opportunity, or another dot-com style bubble? From massive data …

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Structured Notes: A Better Annuity Alternative? 9:33

2M ago9:33

9:33

Annuities are one of the most heavily marketed financial products—and often one of the most misunderstood. They promise growth without loss, guaranteed income, and peace of mind. But behind the sales pitch lies high commissions, long surrender periods, and frustrating caps on growth. In this podcast, Jeremiah and Nic pull back the curtain on annuit…

1
Should the U.S. Bail Out Intel? The High Stakes of America's Chip Future 30:14

2M ago30:14

30:14

This Money Monday, Brian goes into one of the biggest economic and controversial question today: Should the U.S. government invest billions into Intel to keep semiconductor innovation and manufacturing on American soil? Drawing parallels to the auto bailouts of 2009 and other government rescues, Brian unpacks the risks of "socializing" industries, …

1
Business Owners & The Gig Economy: How Do We Save? (8/23/2025) 1:21:41

2M ago1:21:41

1:21:41

This week on The Real Money Pros, Brian and Jeremiah take on some of the hottest )and trickiest) money questions hitting households today. They unpack the pros and cons of investing in gold, the reality of inflation's impact on retirement, and why "gig work" is changing how people save for the future. Listener questions bring the conversation to li…

1
Spousal Benefits, Tax Code Changes, & AI in the Workplace 31:23

3M ago31:23

31:23

Artificial intelligence isn't just a buzzword anymore. It's driving market highs, reshaping industries, and sparking debate about whether it's a bubble or a lasting revolution. In this week's Money Hour, Jeremiah and Nic talk about how AI could impact investments, jobs, and even wages. They explore where AI already outperforms humans and why emotio…

1
The Ripple Effect: Inflation, Housing, & the Future of Money (8/16/2025) 1:21:31

3M ago1:21:31

1:21:31

This week, Brian and Jeremiah break down three issues that are hitting Americans the hardest right now: inflation, housing, and the future of money. They talk through why prices keep climbing, how higher rates are shaping the housing market, and what it all means for families trying to balance today's costs with long-term planning. The conversation…

1
Trump Accounts: The New Tax-Free Savings Plan for Kids 10:08

3M ago10:08

10:08

Starting in 2026, a brand-new type of tax-free savings account nicknamed the "Trump Account" will be available for minors. If you're a parent, grandparent, or even a business owner looking to give the next generation a serious head start, you'll want to take advantage of it. Jeremiah and Nic explain how these accounts work, who qualifies, and the u…

1
Pay Raises & Staying Relevant in a Changing Economy 31:46

3M ago31:46

31:46

Inflation is hitting hard, prices are climbing, and yet many workers haven't seen a pay raise in years... Brian digs into why pay increases aren't keeping up – and what you can do about it. From union vs. non-union wages to the art of asking for a raise (with proof you deserve it), he explores the trade-offs between job security and higher pay. Plu…

1
Interest Rates Freeze, Markets Get Hotter: What You Need to Know (8/9/2025) 1:21:31

3M ago1:21:31

1:21:31

This week, we break down what the Fed's latest rate pause really means and why the market's reaction isn't always the full story. They dig into the ripple effects on mortgages, credit card rates, and borrowing costs, and talk about how "higher for longer" might stick around when it comes to interest rates. The guys also tackle listener questions on…

1
529 Plans: Big Expansions for K–12 Through Career 7:41

3M ago7:41

7:41

Your 529 plan just got a serious upgrade—and if you're a parent, grandparent, homeschooler, or working professional, you'll want to hear this. Nic and Alex join forces again today to go through some new rules for 529 plans following the passage of the One Big Beautiful Bill. Starting as soon as July 2025, the list of what counts as a "qualified edu…

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Profit from Uncertainty: Inflation, Tariffs & Market Psychology 30:37

3M ago30:37

30:37

Brian Wiley tackles the root causes of inflation (and no, it's not just tariffs) and discusses how stimulus programs, economic cycles, and behavioral investing shape our financial reality. He challenges conventional narratives, critiques misleading government data, and gives a fresh perspective on how inflation, interest rates, and political noise …

1
Trust Us: Estate Planning Mistakes That Could Cost Your Family (8/2/2025) 1:21:47

3M ago1:21:47

1:21:47

This weekend, Brian and Jeremiah go into the realm of estate planning, focusing on the misunderstood but crucial tool: the revocable living trust. They answer listener questions from California to Florida, explaining step-ups in basis, trust-based ownership, and how titling mistakes can send your estate straight into probate. The real-world implica…

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Student Loan Shake-Up in the OBBB: Changes in 2026 12:41

3M ago12:41

12:41

Big changes are coming to the student loan system—and if you or your kids plan to attend college soon, you need to know what's inside the One Big Beautiful Bill. In this week's podcast, Nic and Alex break down the sweeping new legislation that overhauls how federal student loans work starting July 1, 2026. From newly capped borrowing limits to stri…

1
How Much House Can You Really Afford? Housing Costs, Mortgage Myths & Financial Freedom 36:36

3M ago36:36

36:36

In this week's episode of The Money Hour on Newstalk KBOI, Brian talks about the biggest financial stressors Americans face—housing costs. How much of your income should go toward your mortgage or rent? Are you "house poor" and don't even know it? He breaks down the real numbers behind PITI (Principal, Interest, Taxes, Insurance), lending standards…

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You Can't Save Your Way to Retirement (7/26/2025) 1:21:46

3M ago1:21:46

1:21:46

This week, Brian and Jeremiah dig into one of the biggest mistakes they see from investors—sitting in too much cash out of fear. They talk through why holding back might feel safe but often leads to regret, missed opportunities, and slower retirement progress. They also break down today's weird market conditions: strong indexes, mixed economic data…

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Life Changes, Your Team Shouldn't: Why You Hire an Advisor 6:51

4M ago6:51

6:51

Most people don't think about hiring a financial advisor—until something bad happens. This week, Jeremiah is joined by Alex Lundgren for an honest conversation about what it really means to have a trusted advisor in your corner, especially during one of life's most difficult events: the loss of a loved one. They break down why human advice matters …

1
Crypto, Stablecoins & The Future of Payments (7/21/2025) 30:58

4M ago30:58

30:58

Brian takes a deep dive into the future of money—especially stablecoins and how they might flip the whole payment system on its head. He breaks it down in plain English: what stablecoins are, how they could replace Visa and Mastercard, and why it actually matters to you. He also talks crypto in 401(k)s (yep, that's happening), how companies like NV…

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From the Fed to Fintech: Rates, Stablecoins, & Worry (7/19/2025) 1:12:57

4M ago1:12:57

1:12:57

Brian and Jeremiah cover what everyone's thinking: Why does the market feel fine if the public doesn't? They unpack the disconnect between bullish investors and frustrated consumers, and what the Fed's "higher for longer" stance really means for housing, inflation, and your portfolio. They also dive into a huge shift coming to our financial system—…

1
UBIT in Your IRA? What That Surprise Tax Notice Actually Means 6:29

4M ago6:29

6:29

That surprise notice from your IRA custodian? It might be about something called UBIT—and if you've got limited partnerships or master limited partnerships in your IRA, you'll want to pay attention. This week, Jeremiah and Nic explain what Unrelated Business Income Tax (UBIT) is, how it gets triggered inside your IRA, and what it means for your bot…

1
From Bitcoin to Bots: The Shift You Can't Ignore (7/14/2025) 40:29

4M ago40:29

40:29

On last night's tech-charged show, Brian took listeners on a ride through the future of money, jobs, and investing. From the rise of AI and quantum computing to the real mechanics behind crypto, he breaks down why traditional thinking (and traditional portfolios) might not cut it much longer. He shares how learning more about emerging tech helped s…

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Overtime, Tariffs & Trusts: What the Big Beautiful Bill Means for You (7/12/2025) 1:21:50

4M ago1:21:50

1:21:50

In this special episode of The Real Money Pros, Brian and Jeremiah are joined by Idaho Congressman Russ Fulcher to talk through one of the biggest pieces of legislation in years: the $4.5 trillion "Big Beautiful Bill." Fulcher shares the story behind his popular addition—no federal tax on overtime pay—and how it could boost take-home income for mil…

1
The Big Beautiful Bill: What It Really Means for You (7/7/2025) 37:55

4M ago37:55

37:55

Today, Brian dives into the passage of the "Big Beautiful Bill"—a $4.5 trillion piece of legislation that's sparking debate across party lines. While the headlines tout tax cuts and local wins (yes, even Idaho got a little pork), Brian takes a closer look at what this bill really means for taxpayers, investors, and the long-term debt picture. He br…

1
Gold Scams, Buried Rifles & Drone Fishing: What Could Go Wrong? 1:21:45

4M ago1:21:45

1:21:45

This week on The Real Money Pros, Brian and Jeremiah dive into the real (and wild) consequences of owning gold the wrong way—like when a client's self-directed IRA got caught up in a precious metals scam, leaving them with pennies on the dollar and a massive headache. From there, we unpack some crazy estate stories (think: gold in storage units, ri…

1
Cutting Taxes on Your 401(k) Stock: The NUA Strategy Explained 11:01

4M ago11:01

11:01

Net Unrealized Appreciation: If you own company stock in your 401(k), this episode could potentially save you thousands in taxes. Jeremiah and Nic uncover the little-known but incredibly powerful NUA tax strategy. Through a real-world client example, you'll learn how someone turned a $16,000 stock cost basis into a $98,000 gain—and avoided paying o…

1
War & Volatility: Why Boring Portfolios Still Win (6/23/2025) 32:28

5M ago32:28

32:28

After an unstable week, Brian unpacks this last weekend's geopolitical drama with Iran and its ripple effects across global markets. While the headlines scream war, oil prices, and defense stocks, he zooms in on a more powerful long-term message: boring investing still wins. He uses a real-life client story—going from $50K to over $1 million in 10 …

1
The Future of Money: Stablecoins (6/21/2025) 1:21:33

5M ago1:21:33

1:21:33

In this tech-centered episode, Brian and Jeremiah explore the game-changing legislation pushing stablecoins into the financial mainstream. They break down what stablecoins really are, how they differ from volatile cryptos like Bitcoin, and why this move could disrupt legacy payment giants like Visa, Mastercard, and Western Union. From the impact on…

1
What 5% APY Really Means: The Truth Behind Bank Rates 12:46

5M ago12:46

12:46

Think you're earning 5% on your savings? Not so fast. In the first rendition of the renewed podcast series, Jeremiah and Nic uncover the truth behind annual percentage yield (APY)—what it is, how it's calculated, and why it often misleads savers. From CD rates to high-yield savings accounts and dividend stocks, they break down the difference betwee…

1
$5 Trillion More? Debt, Taxes, and the 'Big, Beautiful' Bill (6/16/2025) 30:37

5M ago30:37

30:37

Brian takes listeners deep into the heart of Washington's latest fiscal chaos. With a $5 trillion proposed increase to the national debt ceiling and heated debate over lowering the SALT deduction cap from $40,000 to $10,000, Brian calls out the partisan maneuvering and asks the real question: is any of this actually conservative? From a live look a…

1
The Bucket Strategy: Our Retirement Planning Guide (Jeremiah's Take) 41:31

5M ago41:31

41:31

In this second part of our two-part show, Jeremiah Bates takes the mic to share his perspective on one of our most powerful retirement planning tools: the bucket strategy. Building on Brian's introduction in Hour 1, Jeremiah breaks down the logic, math, and mindset behind organizing your assets into three core buckets—short-term liquidity, income, …

1
The Bucket Strategy: Our Retirement Planning Guide (Brian's Take) 41:28

5M ago41:28

41:28

Brian Wiley dives deep into one of the most effective investment strategies for retirement: bucket-based investing. Using a fictional scenario, Brian explains how blending goal-based and cash-flow planning can help retirees organize their assets into three key buckets—stable, income, and growth. He walks through their $1.3M portfolio, their $6,000/…

1
Smart Strategy for Dumb Times (6/9/2025) 32:29

5M ago32:29

32:29

Amid the recent political theater, economic uncertainty, and media overload, this week's show on KBOI strips it all back to what really matters: your money and your mindset. Brian Wiley challenges listeners to push past the distractions—from tariffs and tech to presidential puffery—and demand the one thing no one seems to be offering: a plan. Is Am…