Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.
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403b Podcasts
Fred Saide discusses proper planning to and through retirement. His goal is to provide information on financial matters related to planning a successful retirement. Fred discusses everything from saving strategies pre-retirement to building income and realizing the proper growth and protection necessary in retirement.
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Retirement and income planning in a fast paced format. Kevin has focused on helping investors age 50+ preserve and grow their assets, increase their income, and reduce overall income and estate taxes. Many conservative investors have used his advice to invest their savings prudently and transfer more wealth to their heirs efficiently. Visit silverleaffinancial.com for more information.
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The mission of Rock on Retirement is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial world. Each week, the hosts and guests on the show reveal the latest developments in the financial industry to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
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Joe Murphy and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes ...
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Live freely! Prashant Sabapathi and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their inc ...
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Let's face it, crafting an innovative retirement plan benefit that optimizes outcomes, minimizes risk, improves employee engagement, and manages costs—all while navigating the compliance nuances of today's employer-sponsored retirement plan landscape—is no easy feat! In Revamping Retirement, we break down the opportunities and challenges facing plan sponsors and fiduciaries to provide actionable insights and best practices. With industry insider guests, we'll explore timely and relevant topi ...
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Hosted by Julie Mochan, this podcast is for financial professionals that want to learn about the opportunity of providing advice to their clients about investing within self-directed brokerage accounts (SDBA). SDBA windows exist within thousands of 401(k), 403(b), and 457 retirement plans across the United States. Julie’s interviews are engaging and interesting for anyone in the financial industry.
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America's 401k Show is heard around the country each week as Coach Pete and the team bring on everything you need know about your retirement transition. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
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Garry Thurman brings everything you need to know about retirement and income planning in a fast paced format. Each week, Garry and his guests reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes. For more informatio ...
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Gerald, Chad, and Grant Simon bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce ...
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The world of retirement has changed. People of your father’s generation worked for one or two companies their entire life and they received a gold watch and a pension when they were done! Boy, how times have changed! Most people are lucky to receive a pension and, in fact, many have to fund their own retirement. Chances are you have a 401k, IRA, or a 403b, an alphabet soup that puts the risk of investing on you. Not only must you weather the stock market, but you also have to prepare for the ...
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If you're 55 and older and thinking about retirement, then this is the only retirement podcast you need. From tax planning to managing your investment portfolio, we cover the issues you should be thinking about as you develop your financial plan for retirement. Your host, Ryan Morrissey, is a Fee-Only CERTIFIED FINANCIAL PLANNER TM who lives and breathes retirement planning. He'll be bringing you stories and real life examples of how to set yourself up for a successful retirement.
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Pink Money Podcast is a financial education show for LGBTQ+ listeners ready to take control of their money — and their future. Hosted by Jerry Williams, a veteran financial professional and advocate, each episode delivers smart, practical guidance on budgeting, debt, investing, retirement, estate planning, taxes, and legacy-building. 💬 Real money talk — from a queer perspective. ⚠️ Disclaimer: The Pink Money Podcast is for educational and entertainment purposes only. It reflects personal opi ...
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403(b) plans confuse a lot of people - and so do the mysterious 457 plans. If you're lucky enough to have access to one (or both), you'll thank yourself later. SEO tags Core teacher retirement plan educator finances 403b 457b 403b vs 457b public school benefits 💬 Have a question or comment? Contact Jerry here…
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Why Wall Street Loves Volatility — And Why Retirees Shouldn’t
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34:15Coach Pete and the team pull back the curtain on how market volatility really impacts retirement — and who actually benefits when markets swing. They challenge outdated strategies like the 60-40 portfolio, break down the importance of tax planning, and explain why lifetime income and risk management matter more than chasing returns. This episode sh…
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Joe Murphy discusses how to crisis-proof your retirement plan amidst economic uncertainties.
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52:50Joe Murphy discusses how to crisis-proof your retirement plan amidst economic uncertainties. He emphasizes the importance of having an emergency fund, diversifying investments, and planning for healthcare costs. The conversation also delves into behavioral finance, highlighting how emotions can impact investment decisions. Joe provides insights on …
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Turn Retirement Savings Into Real Strategy
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34:36
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34:36In Episode 230 of Money Matters USA, Fred Saide discusses the critical aspects of retirement planning, emphasizing the importance of early strategy formulation, understanding income distribution, and implementing effective tax strategies. He highlights the necessity of risk management, healthcare, and long-term care planning, as well as the signifi…
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Best of Kevin Brucher discusses the evolution of retirement strategies, emphasizing the need to adapt to modern investment opportunities.
34:20
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34:20Kevin Brucher discusses the evolution of retirement strategies, emphasizing the need to adapt to modern investment opportunities. He critiques outdated advice, particularly the traditional 60-40 stock split, and highlights the importance of private investments and gold as a hedge against inflation and currency devaluation. Brooker also warns about …
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Financial Resolutions + Some Favorite 2025 Things (#407)
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52:19
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52:19Scott and Dan share their financial resolutions and discuss their favorite book, movie and TV show from 2025. They also discuss the penny's lucrative goodbye. Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This…
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In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and personal capabilities and skills, to developing necessary documents like a simple Letter of Instruction to help locate accounts…
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6 Stock Market Predictions For 2026, #286
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19:35
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19:35As we turn the calendar to 2026, I reveal my forecasts for the stock market, interest rates, and top asset classes, and take a look back at how my 2025 predictions stacked up against reality. From the S&P 500's rollercoaster performance to the ongoing rivalry between growth and value stocks, and even a showdown between bitcoin and gold, I break dow…
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In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the upcoming changes for retirement in 2026, including adjustments to Social Security, Medicare, and retirement account contributions. They emphasize the importance of transitioning from accumulation to distribution in retirement planning and provide stra…
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The Retirement Mistakes That Cost You Big — And How to Rock Past Them
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34:56
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34:56Coach Pete and the crew call out the most common retirement pitfalls, why waiting too long to plan can hurt, and how the right advisor helps keep you on track. They explain why a written retirement plan matters and how lifestyle changes can quietly blow up your spending assumptions. This episode also looks ahead at market uncertainty and shows how …
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In Episode 229 of Money Matters USA, Fred Saide discusses essential strategies for individuals in their 50s to prepare for retirement. He emphasizes the importance of aligning retirement contributions with long-term goals, understanding risk exposure, and the necessity of healthcare and long-term care planning. Additionally, he highlights the signi…
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Wait, Why Am I Paying an Additional Medicare Tax? (#406)
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42:13Teachers who collect a pension, Social Security, and draw income from a non-Roth retirement account may face an additional Medicare tax. Lucretia Ryan of Financial Freedom for Women breaks it all down. Why Am I Paying an Additional Medicare Tax? Financial Freedom for Women More Dirty Little Secrets of Medicare "Advantage" (YouTube) Dirty Little Sec…
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Most Asked Financial Questions of 2025, #285
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29:322025 has been a year of significant highs and lows, a bittersweet time marked by personal loss but also tremendous growth in our community of listeners and clients. As we wrap up the year, I wanted to take a moment to reflect and, more importantly, to give back by answering the most pressing questions on your minds. In this episode, I'm tackling th…
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It has been A Year of Change in Retirement Planning Looking Ahead: What to Expect in 2026
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48:02In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the significant changes in the financial landscape in 2025, including the impact of the One Big Beautiful Bill Act, interest rate cuts, and the rise of technology and AI. They also look ahead to 2026, emphasizing the importance of proactive retirement pla…
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The Retirement Red Zone: AI, Year-End Money Moves, and the Mistakes That Can Blow Your Game Plan
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34:45Coach Pete and Russ Hackmann crank up the volume on smart retirement planning, breaking down year-end money moves, why rebalancing matters more than ever, and the real difference between a will and a trust (hint: they’re not the same thing). They dig into the financial red zone, talk AI and investing in plain English, and explain how today’s market…
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Essential Strategies for Financial Security
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33:04In Episode 228, Fred Saide discusses the critical components of retirement planning, emphasizing the importance of starting early, budgeting effectively, and understanding withdrawal strategies. He highlights the unique retirement options available for business owners and the value of professional financial advice. The conversation also delves into…
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(Best of) Kevin Brucher discusses the intricacies of retirement income planning.
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30:39Kevin Brucher discusses the intricacies of retirement income planning, emphasizing the importance of understanding income streams, the impact of inflation, and the role of annuities. He highlights the need for a comprehensive financial strategy to ensure long-term financial security, especially in the face of rising costs and economic uncertainty. …
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On the 25 year anniversary of the blog post that identified the 403(b) grinch we ask who today is to blame for the blight of the 403(b)? How the TPA Grinch Stole the 403(b) Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or ta…
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Ever feel like you’re juggling seven due dates, five interest rates, and one constant headache? In this episode, Jerry breaks down what a consolidation loan actually is (spoiler: it’s usually just a personal loan), how it works, and why it can simplify your life—especially when credit card debt starts feeling unmanageable. We’ll cover unsecured vs.…
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529 college savings plans are a favorite tool for families looking to fund education, but recent updates have made them even more compelling. With the passing of the One Big Beautiful Tax Act in 2025, there have been some exciting changes to what you can use 529 funds for, including expanded coverage for K-12 tuition, test fees, vocational programs…
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Retirement Pitfalls: Key Missteps to Watch
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48:09In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss critical missteps in retirement planning that can erode savings. They emphasize the importance of starting retirement savings early, managing expenses, and the risks of being overly conservative with investments. The conversation also covers the impact of…
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Crank Up Your 401(k): Roth Showdowns, Safe-Money Hits, and Termite Traps!
35:04
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35:04Coach Pete and his crew turn up the volume on 401(k) maxing, break down Roth vs. Traditional in plain English, and spotlight safe-money moves that protect your core. They map out lifetime income planning, right-sized asset allocation, and real-world risk tolerance so your plan can rock in any market. And they also hunt down “financial termites” lik…
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Fred covers considerations of modern retirement and good strategies to meet the challenges. Some of the challenges discussed include longevity risk and sequence-of-returns risk. Fred also covers a good approach to savings rates, Social Security claiming, and whether to work longer or not. Fred referenced an article by Michael Finke on thinkadvisor.…
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Joe Murphy discusses the common fears and misconceptions surrounding retirement planning.
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52:30Joe Murphy discusses the common fears and misconceptions surrounding retirement planning. He emphasizes the importance of having a comprehensive retirement plan, highlighting various traps that retirees often fall into, such as cashing out retirement accounts, overreliance on tax-deferred accounts, and lifestyle creep. Joe also addresses the signif…
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Kevin Brucher discusses the emotional challenges retirees face in the stock market, emphasizing the importance of emotional control and strategic investing.
34:41
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34:41Kevin Brucher discusses the emotional challenges retirees face in the stock market, emphasizing the importance of emotional control and strategic investing. He explores various investment strategies, including rules-based approaches and the role of annuities in providing safety. The conversation also covers the significance of creating a comprehens…
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Vanguard raises admin fees on 403(b) plans (again). CIT 403(b) legislation is back in the news. Equitable hits dubious milestone. New financial term. April 2025 Admin Fee Increase Et tu, Vanguard pod? Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be c…
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4 Ways To Receive A Tax Deduction For Charitable Contributions in 2025 and 2026, #283
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17:36In the season of giving, we're discussing making charitable contributions in 2025 and 2026. Americans are known for their generous donations to worthy causes, but understanding the best ways to give and maximize your tax benefits is key. This episode covers four effective strategies for making charitable contributions, from utilizing Qualified Char…
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Retirement Pitfalls You Don’t See Coming (Until It’s Too Late)
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34:57
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34:57Coach Pete and the crew break down sneaky money leaks—like tiny fees and “lifestyle creep”—that can quietly wreck your nest egg, and show you how to stress-test a plan so market headlines don’t jerk your retirement around. You’ll hear why Shaq’s “trust but verify” approach to picking a fiduciary advisor still wins, when to start planning (hint: yes…
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In Episode 226 of Money Matters USA, Fred Saide discusses the critical aspects of retirement planning, emphasizing the importance of early saving, understanding investment risks, and the future of social security. He highlights common mistakes people make, such as withdrawing from retirement accounts early and not accounting for inflation and healt…
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EPS 48 - One Big Beautiful Bill: Last-Chance Tax Breaks Before 2026
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28:57
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28:57Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning. In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working families, and folks living on tips or overtime) need to know before big changes hit in 2026. We’ll talk about the new $6,00…
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Joe Murphy discusses the importance of continuing to invest after retirement, addressing longevity risk, inflation, and the necessity of having an emergency fund.
53:07
53:07
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53:07Joe Murphy discusses the importance of continuing to invest after retirement, addressing longevity risk, inflation, and the necessity of having an emergency fund. He emphasizes the need for personalized asset allocation strategies based on individual risk tolerance and time horizon. The conversation also covers the significance of social security t…
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Kevin Brucher discusses the common pitfalls in retirement planning, emphasizing the importance of starting savings early, avoiding debt, and making informed investment choices.
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34:00Kevin Brucher discusses the common pitfalls in retirement planning, emphasizing the importance of starting savings early, avoiding debt, and making informed investment choices. He highlights the significance of compounding interest, the potential risks and rewards of cryptocurrency, and the need to prepare for possible cuts in Social Security. Kevi…
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Bay area math teacher and Instagrammer Bree Lee talks teaching and running her popular financial Instagram account Ritual Finance. Ritual Finance Instagram Bio 2023 Interview Free Retirement Guide Money Guide for CalSTRS Members Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing prese…
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EPS 49 - Women’s Money Roundup: Lasso That Bull & Take Control
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56:43
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56:43So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel intimidated around money and how to change that, starting today. Jerry shares real-life stories: a woman inh…
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2026 Medicare Part B Premium Surprises, #282
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15:09Healthcare planning is a huge part of getting ready for your retirement. In this episode, I tackle one of the most pressing updates for retirees: the latest changes to Medicare premiums for 2026, including important surcharges, deductibles, and strategies to help you manage your healthcare expenses. I'm helping you understand the significant increa…
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Facing Retirement Fears: Financial Security Insights
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47:42
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47:42In this conversation, Prashant Sabapathi and Jon Defeo discuss the critical fears retirees face regarding their financial security, emphasizing the importance of proactive financial planning to prevent the anxiety of running out of money. End of year Tax strategies will be on the table today so stay tuned. If you have any questions call Elite Incom…
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In Episode 225 of Money Matters USA, Fred Saide discusses the common issue of individuals overpaying on their taxes due to a lack of awareness of available opportunities. He emphasizes the importance of separating business and personal finances to maximize tax efficiency. Additionally, he highlights the significance of purposeful rebalancing in fin…
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Joe Murphy discusses the significant impact of inflation on retirement planning.
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51:05Joe Murphy discusses the significant impact of inflation on retirement planning, highlighting the rising costs of food, healthcare, and the challenges retirees face in maintaining their purchasing power. He emphasizes the importance of safe investment options, understanding social security adjustments, and strategies for inflation-proofing retireme…
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Markets Are Frothy and Concentrated. Time to Diversify? (#402)
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41:11The market is largely being driven by a handful of Artificial Intelligence-focused companies. Is it time to diversify? Should You Buy at All-Time Highs? Global Diversification Is Still Working University of Missouri Risk Tolerance Assessment Financial Visualization of Markets (finviz.com) Learned by Being Burned (short pod series about K-12 403(b) …
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Joe Murphy discusses essential year-end financial strategies that could save you a bundle.
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53:10Joe Murphy discusses essential year-end financial strategies, including required minimum distributions (RMDs), tax loss harvesting, and the benefits of qualified charitable distributions (QCDs). He emphasizes the importance of Roth conversions, gifting strategies, and maximizing 401(k) contributions. The conversation also covers flexible spending a…
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7 Year End Tax Moves For Pre-Retirees in 2025, #281
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19:05As 2025 comes to a close, we're here to help you make the most of year-end tax planning. I'm explaining seven actionable strategies to help you minimize your tax liability and optimize your retirement savings before the New Year. From maximizing retirement plan contributions and exploring Roth conversion opportunities to using donor-advised funds f…
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Retirement Stressors: A Comprehensive Guide
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47:52In this episode of Retire Smart Maryland Radio, Prashant Sabapathi discusses the various stressors retirees face today, including inflation, healthcare costs, emotional identity, market volatility, and social security uncertainties. He emphasizes the importance of having a solid financial plan that allows retirees to spend their money confidently w…
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Beyond the 401(k): Coach Pete’s Income Engine
35:27
35:27
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35:27Coach Pete shatters the “just save more” myth and shows you how to turn your money into reliable income, not just a big account balance. He breaks down smart investment strategies in plain English, builds a step-by-step plan that outgrows inflation, and boosts your financial literacy so you can make confident moves. If you want a future that’s fund…
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In Episode 224 of Money Matters USA, Fred discusses the critical issue of longevity risk in retirement planning. He emphasizes the importance of understanding how long individuals may live and the financial implications of that longevity. The conversation covers the need for comprehensive planning, including strategies for long-term care and the ou…
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Kevin Brucher discusses essential financial strategies to consider before the year ends.
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56:16Kevin Brucher discusses essential financial strategies to consider before the year ends. He emphasizes the importance of tax loss harvesting, Roth conversions, and understanding required minimum distributions (RMDs). Kevin also highlights the significance of protecting personal finances amidst rising national debt and offers insights into health sa…
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Catch-up (Contributions) If You Can (#401)
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33:51Age-50 contributions are changing in 2026. Here's what you need to know. Treasury, IRS Issue Final Regulations on New Roth Catch-Up Rule Catch-Up Contributions for Higher Earners in 457(b) Plans: What You Need to Know (Kiplingers) Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing pre…
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Episode 82: Navigating Market Shifts with Jim Underwood
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33:36
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33:36In this episode of Revamping Retirement, Jennifer Doss and Matt Patrick sit down with Jim Underwood, CAPTRUST's head of portfolio management, to unpack the latest trends shaping financial markets and what they mean for retirement plan sponsors. From Federal Reserve rate cuts and inflation outlooks to equity market concentration and global investmen…
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Major Changes Coming To 401K, 403B, and 457 Retirement Plans in 2026, #280
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16:19There are important changes coming to 401 (k), 403 (b), and 457 retirement plans in 2026, so I'm focusing on how these updates may impact catch-up contributions for individuals over age 50. With the Secure Act 2.0 on the horizon, higher earners will soon have to make their catch-up contributions as Roth (post-tax) rather than pre-tax contributions,…
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Retirement Planning: The Key to Financial Peace
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48:07This conversation emphasizes the critical importance of having a structured retirement plan to alleviate financial stress and ensure a secure future. The hosts, Prashant Sabapathi and Jon Defeo, discuss outdated retirement strategies, the significance of actively managing 401k accounts, and the complexities of long-term care and estate planning. Th…
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$50 Million Refund Racket: How One Tax Preparer Fooled the Treasury
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34:57
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34:57Coach Pete unpacks the wild case of Gene D. Amad, a Queens tax preparer accused of cranking out 20,000+ fake returns and siphoning $50 million from the US Treasury. You’ll hear how bogus income, phantom businesses, and a web of bank accounts allegedly kept the scheme humming. Tune in to learn the red flags—and how to make sure your “refund” doesn’t…
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